Quote:
Originally Posted by cdm
Remember, these are just toys to folks. You can bet any adjuster will have a heart attack covering a scaleart model for example. instadenied.
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It's all in the eye-of-the-beholder. Our replicas can be considered toys, but to many people dirt-bikes and sea-doos are considered 'toys'.
The home-owners insurance should cover your trucks and equipment, but it is definitely better if you have a Personal Article Policy.
It should only cost about 2%-3% of the declared value of your items.
As I stated before, check with your local insurance agent. You may be surprised at just how affordable it may be.
- RCT