[BRICKNICK]

Insurance is the biggest racket known to man. They collect that premium every month and god help you if your late, but when its there turn to dish out some money.....wish wish wish now just wait one minute her we need to acquire the facts about the incident and do a thoro investigation. Bull $hi+. That is one aspect of life that should definitely be government mandated and price regulated. So that way every day they are late with your check, they owe you interest and late fess etc.....I'm sorry they are screwing you around dabears...hopefully it works out in your favor in the end.